IFSC Code of Kerala Gramin Bank, Kodiyathur, Kozhikode, Kerala — KLGB0040172

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kerala Gramin Bank for its Kodiyathur branch in Kozhikode, Kozhikode, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kerala Gramin Bank situated in Kozhikode or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KLGB0040172. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Kodiyathur, Kozhikode

Here are the key points that are associated with the IFSC Code KLGB0040172 of Kerala Gramin Bank for its branch located in Kozhikode, within the district of Kozhikode in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use Kerala Gramin Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040172 for the Kodiyathur branch of Kerala Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kerala Gramin Bank located in Kodiyathur, Kozhikode, Kerala, are allotted a unique IFSC like KLGB0040172 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kozhikode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kozhikode and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kerala Gramin Bank in Kodiyathur reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KLGB0040172

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kerala Gramin Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kodiyathur in Kozhikode.

For example, the IFSC Code KLGB0040172 of Kerala Gramin Bank for the Kodiyathur branch has these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Kerala Gramin Bank?

If you are trying to find the IFSC Code KLGB0040172 of Kerala Gramin Bank for its Kodiyathur branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque books that are issued by Kerala Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and find the branch locator section. Search for Kodiyathur or Kozhikode to get the exact IFSC Code KLGB0040172.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kerala Gramin Bank and Kozhikode that will provide accurate information.

How to Use IFSC Code KLGB0040172 for Online Transfers?

If you have the IFSC Code KLGB0040172 for the Kodiyathur branch of Kerala Gramin Bank in Kozhikode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040172. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040172.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kerala Gramin Bank Kodiyathur in Kozhikode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Kodiyathur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.