IFSC Code of Kerala Gramin Bank, Anakkampoyil, Kozhikode, Kerala — KLGB0040184

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kerala Gramin Bank for its Anakkampoyil branch in Kozhikode, Kozhikode, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kerala Gramin Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040184. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kerala Gramin Bank, Anakkampoyil, Kozhikode

Here are some of the key details that come with the IFSC Code KLGB0040184 of Kerala Gramin Bank for its branch located in Kozhikode, within the district of Kozhikode in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use Kerala Gramin Bank in Kozhikode for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KLGB0040184 for the Anakkampoyil branch of Kerala Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Anakkampoyil, Kozhikode, Kerala, is provided with a unique IFSC like KLGB0040184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Kerala Gramin Bank branch in Kozhikode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kozhikode and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Anakkampoyil do not get mixed with another location.

Format of the IFSC Code KLGB0040184

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anakkampoyil in Kozhikode.

For example, the IFSC Code KLGB0040184 of Kerala Gramin Bank for the Anakkampoyil branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

If you are trying to find the IFSC Code KLGB0040184 of Kerala Gramin Bank for its Anakkampoyil branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and navigate to the branch locator section. Search for Anakkampoyil or Kozhikode to get the exact IFSC Code KLGB0040184.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kerala Gramin Bank and Kozhikode, you'll get the correct details.

How to Use IFSC Code KLGB0040184 for Online Transfers?

If you have the IFSC Code KLGB0040184 for the Anakkampoyil branch of Kerala Gramin Bank in Kozhikode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040184. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040184.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kerala Gramin Bank Anakkampoyil in Kozhikode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Anakkampoyil, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kozhikode manage their online transfers and cheque clearances easily.