IFSC Code of Kerala Gramin Bank, Valiyaparamba, Kasaragod, Kerala — KLGB0040433

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kerala Gramin Bank for its Valiyaparamba branch in Kasaragod, Kasaragod, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kerala Gramin Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040433. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kerala Gramin Bank, Valiyaparamba, Kasaragod

The table below shows the main details of the IFSC Code KLGB0040433 for the Kerala Gramin Bank branch in Kasaragod, which falls under the Kasaragod district in Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Kerala Gramin Bank in Kasaragod for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040433 for the Valiyaparamba branch of Kerala Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Valiyaparamba, Kasaragod, Kerala, is provided with a unique IFSC like KLGB0040433 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Kerala Gramin Bank branch in Kasaragod.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Valiyaparamba do not get mixed with another location.

Format of the IFSC Code KLGB0040433

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Valiyaparamba in Kasaragod.

For example, the IFSC Code KLGB0040433 of Kerala Gramin Bank for the Valiyaparamba branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

To find the IFSC Code KLGB0040433 of Kerala Gramin Bank for its Valiyaparamba branch located in Kasaragod, the following methods can help you out:

Cheque Book

The cheque book issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and go to the branch locator section. Then search for Valiyaparamba or Kasaragod to find the exact IFSC Code KLGB0040433.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kerala Gramin Bank and Kasaragod will provide accurate information.

How to Use IFSC Code KLGB0040433 for Online Transfers?

Once you have the IFSC Code KLGB0040433 for the Valiyaparamba branch of Kerala Gramin Bank in Kasaragod, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040433. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040433.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kerala Gramin Bank Valiyaparamba in Kasaragod, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Valiyaparamba, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kasaragod to handle online money transfers and get their cheques cleared smoothly.