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IFSC Code of Kerala Gramin Bank, Uppala, Kasaragod, Kerala — KLGB0040529

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kerala Gramin Bank for its Uppala branch in Kasaragod, Kasaragod, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kerala Gramin Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040529. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kerala Gramin Bank, Uppala, Kasaragod

Here are the key points that are associated with the IFSC Code KLGB0040529 of Kerala Gramin Bank for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.

Particulars Details
Bank Kerala Gramin Bank
IFSC Code KLGB0040529
Branch Uppala
City Kasaragod
District Kasaragod
State Kerala
Address Opp.Bus Stand,P.O.Uppala,Kasaragod,Kerala,Pin -671322

These details are essential not only for online banking users but also for businesses and individuals who use Kerala Gramin Bank in Kasaragod for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040529 for the Uppala branch of Kerala Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KLGB0040529 is given to every bank branch, including Kerala Gramin Bank located in Uppala, Kasaragod, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kerala Gramin Bank branch in Kasaragod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Uppala doesn't end up at another location.

Format of the IFSC Code KLGB0040529

The format of the IFSC Code for banks, including Kerala Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kerala Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uppala in Kasaragod.

For example, the IFSC Code KLGB0040529 of Kerala Gramin Bank for the Uppala branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala correctly.

How to Find IFSC Code for Kerala Gramin Bank?

If you are looking for the IFSC Code KLGB0040529 of Kerala Gramin Bank for its Uppala branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque book that is issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kerala Gramin Bank branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kerala Gramin Bank and look for the branch locator section, then search for Uppala or Kasaragod to get the exact IFSC Code KLGB0040529.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kerala Gramin Bank and Kasaragod, then it will provide you proper information.

How to Use IFSC Code KLGB0040529 for Online Transfers?

Once you have the IFSC Code KLGB0040529 for the Uppala branch of Kerala Gramin Bank in Kasaragod, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040529. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040529.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kerala Gramin Bank Uppala in Kasaragod, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kerala Gramin Bank in Uppala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Kerala Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kasaragod manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kerala Gramin Bank Uppala Kasaragod?

The IFSC Code of the Uppala Kasaragod branch is KLGB0040529.

Is IFSC Code KLGB0040529 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Kerala Gramin Bank Uppala branch?

The branch is located at Opp.Bus Stand,P.O.Uppala,Kasaragod,Kerala,Pin -671322.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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