IFSC Code of Kerala Gramin Bank, Mogral Puthur, Kasaragod, Kerala- KLGB0040412

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kerala Gramin Bank for its Mogral Puthur branch in Kasaragod, Kasaragod, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kerala Gramin Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040412. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kerala Gramin Bank, Mogral Puthur, Kasaragod

Here are the main details that are associated with the IFSC Code KLGB0040412 of Kerala Gramin Bank for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Kerala Gramin Bank in Kasaragod for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040412 for the Mogral Puthur branch of Kerala Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KLGB0040412 is given to every bank branch, including Kerala Gramin Bank located in Mogral Puthur, Kasaragod, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Kerala Gramin Bank branch in Kasaragod.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Mogral Puthur doesn't end up at another location.

Format of the IFSC Code KLGB0040412

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Kerala Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mogral Puthur in Kasaragod.

For example, the IFSC Code KLGB0040412 of Kerala Gramin Bank for the Mogral Puthur branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

If you are looking for the IFSC Code KLGB0040412 of Kerala Gramin Bank for its Mogral Puthur branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque book that is issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kerala Gramin Bank branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kerala Gramin Bank and look for the branch locator section, then search for Mogral Puthur or Kasaragod to get the exact IFSC Code KLGB0040412.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kerala Gramin Bank and Kasaragod, then it will provide you proper information.

How to Use IFSC Code KLGB0040412 for Online Transfers?

If you have the IFSC Code KLGB0040412 for the Mogral Puthur branch of Kerala Gramin Bank in Kasaragod, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040412. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040412.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kerala Gramin Bank Mogral Puthur in Kasaragod, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Mogral Puthur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kasaragod manage online transfers as well as cheque clearances with ease.