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IFSC Code of Kerala Gramin Bank, Kodlamogaru, Kasaragod, Kerala — KLGB0040483

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kerala Gramin Bank for its Kodlamogaru branch in Kasaragod, Kasaragod, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kerala Gramin Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040483. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Kodlamogaru, Kasaragod

Here are the main details that are associated with the IFSC Code KLGB0040483 of Kerala Gramin Bank for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.

Particulars Details
Bank Kerala Gramin Bank
IFSC Code KLGB0040483
Branch Kodlamogaru
City Kasaragod
District Kasaragod
State Kerala
Address Via.Manjeswar,P.O.Kodlamogaru,Kasaragod,Kerala,Pin -671323

These details help users in online banking and for businesses and individuals who use Kerala Gramin Bank in Kasaragod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040483 for the Kodlamogaru branch of Kerala Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Kodlamogaru, Kasaragod, Kerala, is provided with a unique IFSC like KLGB0040483 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kerala Gramin Bank branch in Kasaragod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Kodlamogaru do not get mixed with another location.

Format of the IFSC Code KLGB0040483

The format of the IFSC Code for banks, including Kerala Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kerala Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodlamogaru in Kasaragod.

For example, the IFSC Code KLGB0040483 of Kerala Gramin Bank for the Kodlamogaru branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala correctly.

How to Find IFSC Code for Kerala Gramin Bank?

If you are trying to find the IFSC Code KLGB0040483 of Kerala Gramin Bank for its Kodlamogaru branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque books that are issued by Kerala Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and find the branch locator section. Search for Kodlamogaru or Kasaragod to get the exact IFSC Code KLGB0040483.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kerala Gramin Bank and Kasaragod that will provide accurate information.

How to Use IFSC Code KLGB0040483 for Online Transfers?

If you have the IFSC Code KLGB0040483 for the Kodlamogaru branch of Kerala Gramin Bank in Kasaragod, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040483. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040483.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kerala Gramin Bank Kodlamogaru in Kasaragod, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kerala Gramin Bank in Kodlamogaru, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Kerala Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kasaragod manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kerala Gramin Bank in Kodlamogaru, Kasaragod?

The IFSC Code is KLGB0040483.

Is the IFSC Code KLGB0040483 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Kerala Gramin Bank Kodlamogaru?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kodlamogaru branch?

The address of the branch is Via.Manjeswar,P.O.Kodlamogaru,Kasaragod,Kerala,Pin -671323 located in Kasaragod, Kasaragod, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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