Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Yanam branch in Yanam, Yanam, or Puducherry, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Yanam or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code KVBL0001762. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Yanam, Yanam

The table below shows the main details of the IFSC Code KVBL0001762 for the Karur Vysya Bank branch in Yanam, which falls under the Yanam district in Puducherry.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001762
Branch Yanam
City Yanam
District Yanam
State Puducherry
Address Sno A8 16 2 4 Pt. Mettacur Village,Yanam Municipality,Yanam,Pondicherry 533464

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Yanam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001762 for the Yanam branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Yanam, Yanam, Puducherry, are allotted a unique IFSC like KVBL0001762 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Yanam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Yanam and Yanam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Yanam reaches the right place, even though there are thousands of branches in Puducherry and across India.

Format of the IFSC Code KVBL0001762

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yanam in Yanam.

For example, the IFSC Code KVBL0001762 of Karur Vysya Bank for the Yanam branch includes these elements, identifying the bank and the branch location in Yanam and Puducherry accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are looking for the IFSC Code KVBL0001762 of Karur Vysya Bank for its Yanam branch located in Yanam, the following methods can help:

Cheque Book

The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karur Vysya Bank branches in Yanam and Yanam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Yanam or Yanam to get the exact IFSC Code KVBL0001762.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Yanam, then it will provide you proper information.

How to Use IFSC Code KVBL0001762 for Online Transfers?

Once you have the IFSC Code KVBL0001762 for the Yanam branch of Karur Vysya Bank in Yanam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001762. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001762.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Yanam in Yanam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Yanam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Yanam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Yanam, Yanam?

The IFSC Code is KVBL0001762.

Is the IFSC Code KVBL0001762 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Yanam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Yanam branch?

The address of the branch is Sno A8 16 2 4 Pt. Mettacur Village,Yanam Municipality,Yanam,Pondicherry 533464 located in Yanam, Yanam, Puducherry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.