There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Vizianagaram-Fort branch in Vizianagaram, Vizianagaram, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Vizianagaram or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code KVBL0004913. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karur Vysya Bank, Vizianagaram-Fort, Vizianagaram
The table below shows the main details of the IFSC Code KVBL0004913 for the Karur Vysya Bank branch in Vizianagaram, which falls under the Vizianagaram district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0004913 |
| Branch | Vizianagaram-Fort |
| City | Vizianagaram |
| District | Vizianagaram |
| State | Andhra Pradesh |
| Address | D No 17-10-5, Ground Floor, Ketala Dwelling, Ayodhya Road, Opp Ttd Kalyanamandapam, 535002 |
These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Vizianagaram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0004913 for the Vizianagaram-Fort branch of Karur Vysya Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Vizianagaram-Fort, Vizianagaram, Andhra Pradesh, is provided with a unique IFSC like KVBL0004913 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Karur Vysya Bank branch in Vizianagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vizianagaram and Vizianagaram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Vizianagaram-Fort do not get mixed with another location.
Format of the IFSC Code KVBL0004913
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vizianagaram-Fort in Vizianagaram.
For example, the IFSC Code KVBL0004913 of Karur Vysya Bank for the Vizianagaram-Fort branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are trying to find the IFSC Code KVBL0004913 of Karur Vysya Bank for its Vizianagaram-Fort branch located in Vizianagaram, the following methods can help:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karur Vysya Bank branches in Vizianagaram and Vizianagaram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Vizianagaram-Fort or Vizianagaram to get the exact IFSC Code KVBL0004913.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Vizianagaram, you'll get the correct details.
How to Use IFSC Code KVBL0004913 for Online Transfers?
Once you have the IFSC Code KVBL0004913 for the Vizianagaram-Fort branch of Karur Vysya Bank in Vizianagaram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVBL0004913. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004913.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Vizianagaram-Fort in Vizianagaram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karur Vysya Bank in Vizianagaram-Fort, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vizianagaram-Fort Vizianagaram branch is KVBL0004913.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D No 17-10-5, Ground Floor, Ketala Dwelling, Ayodhya Road, Opp Ttd Kalyanamandapam, 535002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.