Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karur Vysya Bank for its Salur branch in Vizianagaram, Salur, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karur Vysya Bank located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0001479. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Salur, Vizianagaram

Here are some of the key details that come with the IFSC Code KVBL0001479 of Karur Vysya Bank for its branch located in Vizianagaram, within the district of Salur in the state of Andhra Pradesh.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001479
Branch Salur
City Vizianagaram
District Salur
State Andhra Pradesh
Address D No 28-6-335, Main Road, Salur, Salur-535591

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Vizianagaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001479 for the Salur branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Salur, Vizianagaram, Andhra Pradesh, are given a unique IFSC like KVBL0001479 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vizianagaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vizianagaram and Salur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karur Vysya Bank in Salur goes to the correct branch. This is important because Karur Vysya Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KVBL0001479

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Salur in Vizianagaram.

For example, the IFSC Code KVBL0001479 of Karur Vysya Bank for the Salur branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.

How to Find IFSC Code for Karur Vysya Bank?

To find the IFSC Code KVBL0001479 of Karur Vysya Bank for its Salur branch located in Vizianagaram, the following methods can help you out:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Vizianagaram and Salur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Salur or Vizianagaram to find the exact IFSC Code KVBL0001479.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Vizianagaram will provide accurate information.

How to Use IFSC Code KVBL0001479 for Online Transfers?

Once you have the IFSC Code KVBL0001479 for the Salur branch of Karur Vysya Bank in Vizianagaram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001479. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001479.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karur Vysya Bank Salur in Vizianagaram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Salur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vizianagaram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Salur, Vizianagaram?

The IFSC Code is KVBL0001479.

Is the IFSC Code KVBL0001479 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Salur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Salur branch?

The address of the branch is D No 28-6-335, Main Road, Salur, Salur-535591 located in Vizianagaram, Salur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.