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IFSC Code of Karur Vysya Bank, Virudhunagar, Virudhunagar, Tamil Nadu — KVBL0001237

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karur Vysya Bank for its Virudhunagar branch in Virudhunagar, Virudhunagar, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karur Vysya Bank located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001237. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Virudhunagar, Virudhunagar

Here are some of the key details that come with the IFSC Code KVBL0001237 of Karur Vysya Bank for its branch located in Virudhunagar, within the district of Virudhunagar in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001237
Branch Virudhunagar
City Virudhunagar
District Virudhunagar
State Tamil Nadu
Address Door No.66,P.S.Chidambaram Street, Virudhunagar - 626 001

These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Virudhunagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001237 for the Virudhunagar branch of Karur Vysya Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Virudhunagar, Virudhunagar, Tamil Nadu, is provided with a unique IFSC like KVBL0001237 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Virudhunagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Virudhunagar and Virudhunagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Virudhunagar do not get mixed with another location.

Format of the IFSC Code KVBL0001237

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Virudhunagar in Virudhunagar.

For example, the IFSC Code KVBL0001237 of Karur Vysya Bank for the Virudhunagar branch has these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001237 of Karur Vysya Bank for its Virudhunagar branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Virudhunagar and Virudhunagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Virudhunagar or Virudhunagar to get the exact IFSC Code KVBL0001237.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Virudhunagar, you'll get the correct details.

How to Use IFSC Code KVBL0001237 for Online Transfers?

Once you have the IFSC Code KVBL0001237 for the Virudhunagar branch of Karur Vysya Bank in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001237. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001237.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Virudhunagar in Virudhunagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Virudhunagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Virudhunagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Virudhunagar, Virudhunagar?

The IFSC Code is KVBL0001237.

Is the IFSC Code KVBL0001237 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Virudhunagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Virudhunagar branch?

The address of the branch is Door No.66,P.S.Chidambaram Street, Virudhunagar - 626 001 located in Virudhunagar, Virudhunagar, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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