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IFSC Code of Karur Vysya Bank, Virupakshipuram, Vellore, Tamil Nadu — KVBL0001820

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Virupakshipuram branch in Vellore, Vellore, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Vellore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code KVBL0001820. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Virupakshipuram, Vellore

Here are the key points that are associated with the IFSC Code KVBL0001820 of Karur Vysya Bank for its branch located in Vellore, within the district of Vellore in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001820
Branch Virupakshipuram
City Vellore
District Vellore
State Tamil Nadu
Address No 14 2 Virupakshipuram Village Panchayat Vellore District Vellore Tamil Nadu 632002

These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Vellore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001820 for the Virupakshipuram branch of Karur Vysya Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Virupakshipuram, Vellore, Tamil Nadu, are allotted a unique IFSC like KVBL0001820 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vellore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vellore and Vellore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Virupakshipuram reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code KVBL0001820

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Virupakshipuram in Vellore.

For example, the IFSC Code KVBL0001820 of Karur Vysya Bank for the Virupakshipuram branch has these elements, identifying the bank and the branch location in Vellore and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001820 of Karur Vysya Bank for its Virupakshipuram branch located in Vellore, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Vellore and Vellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Virupakshipuram or Vellore to get the exact IFSC Code KVBL0001820.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Vellore that will provide accurate information.

How to Use IFSC Code KVBL0001820 for Online Transfers?

Once you have the IFSC Code KVBL0001820 for the Virupakshipuram branch of Karur Vysya Bank in Vellore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001820. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001820.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Virupakshipuram in Vellore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Virupakshipuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Virupakshipuram, Vellore?

The IFSC Code is KVBL0001820.

Is the IFSC Code KVBL0001820 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Virupakshipuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Virupakshipuram branch?

The address of the branch is No 14 2 Virupakshipuram Village Panchayat Vellore District Vellore Tamil Nadu 632002 located in Vellore, Vellore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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