For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karur Vysya Bank for its Konalur branch in Tiruvanamalai, Tiruvanamalai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karur Vysya Bank located in Tiruvanamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001842. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Konalur, Tiruvanamalai

The table below shows the main details of the IFSC Code KVBL0001842 for the Karur Vysya Bank branch in Tiruvanamalai, which falls under the Tiruvanamalai district in Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001842
Branch Konalur
City Tiruvanamalai
District Tiruvanamalai
State Tamil Nadu
Address R S No 120/1A Patta No 401 Konalore Po Tiruvanamalai Tamil Nadu 606755

These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Tiruvanamalai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001842 for the Konalur branch of Karur Vysya Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Konalur, Tiruvanamalai, Tamil Nadu, are allotted a unique IFSC like KVBL0001842 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruvanamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruvanamalai and Tiruvanamalai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Konalur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code KVBL0001842

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Konalur in Tiruvanamalai.

For example, the IFSC Code KVBL0001842 of Karur Vysya Bank for the Konalur branch has these elements, identifying the bank and the branch location in Tiruvanamalai and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001842 of Karur Vysya Bank for its Konalur branch located in Tiruvanamalai, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Tiruvanamalai and Tiruvanamalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Konalur or Tiruvanamalai to get the exact IFSC Code KVBL0001842.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Tiruvanamalai that will provide accurate information.

How to Use IFSC Code KVBL0001842 for Online Transfers?

If you have the IFSC Code KVBL0001842 for the Konalur branch of Karur Vysya Bank in Tiruvanamalai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001842. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001842.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Konalur in Tiruvanamalai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karur Vysya Bank in Konalur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruvanamalai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Konalur, Tiruvanamalai?

The IFSC Code is KVBL0001842.

Is the IFSC Code KVBL0001842 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Konalur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Konalur branch?

The address of the branch is R S No 120/1A Patta No 401 Konalore Po Tiruvanamalai Tamil Nadu 606755 located in Tiruvanamalai, Tiruvanamalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.