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IFSC Code of Karur Vysya Bank, Chennai Velappan Chavadi, Tiruverkadu, Tamil Nadu — KVBL0001248

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Chennai Velappan Chavadi branch in Tiruvallur, Tiruverkadu, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Tiruvallur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code KVBL0001248. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Chennai Velappan Chavadi, Tiruvallur

The table below shows the main details of the IFSC Code KVBL0001248 for the Karur Vysya Bank branch in Tiruvallur, which falls under the Tiruverkadu district in Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001248
Branch Chennai Velappan Chavadi
City Tiruvallur
District Tiruverkadu
State Tamil Nadu
Address Old No 173A, New No- 2/587, Ground Floor Mount - Poonamallee High Road , Iyyappanthangal Chennai Tamil Nadu - 600056

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Tiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001248 for the Chennai Velappan Chavadi branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Chennai Velappan Chavadi, Tiruvallur, Tamil Nadu, is provided with a unique IFSC like KVBL0001248 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Tiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvallur and Tiruverkadu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Chennai Velappan Chavadi do not get mixed with another location.

Format of the IFSC Code KVBL0001248

The format of the IFSC Code for banks, including Karur Vysya Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chennai Velappan Chavadi in Tiruvallur.

For example, the IFSC Code KVBL0001248 of Karur Vysya Bank for the Chennai Velappan Chavadi branch includes these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001248 of Karur Vysya Bank for its Chennai Velappan Chavadi branch located in Tiruvallur, the following methods can help:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karur Vysya Bank branches in Tiruvallur and Tiruverkadu, print them on the first page of your passbook.

Bank Website

Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Chennai Velappan Chavadi or Tiruvallur to get the exact IFSC Code KVBL0001248.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Tiruvallur, you'll get the correct details.

How to Use IFSC Code KVBL0001248 for Online Transfers?

Once you have the IFSC Code KVBL0001248 for the Chennai Velappan Chavadi branch of Karur Vysya Bank in Tiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001248. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001248.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Chennai Velappan Chavadi in Tiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Chennai Velappan Chavadi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruvallur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Chennai Velappan Chavadi, Tiruvallur?

The IFSC Code is KVBL0001248.

Is the IFSC Code KVBL0001248 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Chennai Velappan Chavadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chennai Velappan Chavadi branch?

The address of the branch is Old No 173A, New No- 2/587, Ground Floor Mount - Poonamallee High Road , Iyyappanthangal Chennai Tamil Nadu - 600056 located in Tiruvallur, Tiruverkadu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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