The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Chennai Ambattur branch in Tiruvallur, Ambattur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Tiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001280. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Chennai Ambattur, Tiruvallur

Here are some of the key details that come with the IFSC Code KVBL0001280 of Karur Vysya Bank for its branch located in Tiruvallur, within the district of Ambattur in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001280
Branch Chennai Ambattur
City Tiruvallur
District Ambattur
State Tamil Nadu
Address No. 47, North Park Street,Venkatapuram, Ambattur, Chennai - 600 053.

These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Tiruvallur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0001280 for the Chennai Ambattur branch of Karur Vysya Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KVBL0001280 is given to every bank branch, including Karur Vysya Bank located in Chennai Ambattur, Tiruvallur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Tiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruvallur and Ambattur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Karur Vysya Bank in Chennai Ambattur doesn't end up at another location.

Format of the IFSC Code KVBL0001280

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chennai Ambattur in Tiruvallur.

For example, the IFSC Code KVBL0001280 of Karur Vysya Bank for the Chennai Ambattur branch has these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001280 of Karur Vysya Bank for its Chennai Ambattur branch located in Tiruvallur, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Tiruvallur and Ambattur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Chennai Ambattur or Tiruvallur to get the exact IFSC Code KVBL0001280.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Tiruvallur that will provide accurate information.

How to Use IFSC Code KVBL0001280 for Online Transfers?

Once you have the IFSC Code KVBL0001280 for the Chennai Ambattur branch of Karur Vysya Bank in Tiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001280. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001280.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Chennai Ambattur in Tiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Chennai Ambattur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Chennai Ambattur, Tiruvallur?

The IFSC Code is KVBL0001280.

Is the IFSC Code KVBL0001280 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Chennai Ambattur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chennai Ambattur branch?

The address of the branch is No. 47, North Park Street,Venkatapuram, Ambattur, Chennai - 600 053. located in Tiruvallur, Ambattur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.