Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Valliyur branch in Tirunelveli, Tirunelveli, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001772. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karur Vysya Bank, Valliyur, Tirunelveli
The table below shows the main details of the IFSC Code KVBL0001772 for the Karur Vysya Bank branch in Tirunelveli, which falls under the Tirunelveli district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0001772 |
| Branch | Valliyur |
| City | Tirunelveli |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | No 77G,1St Floor,Hotel Selvi Complex,Main Road, Opp. To New Bus Stand, Tirunelveli - 627117 |
These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Tirunelveli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0001772 for the Valliyur branch of Karur Vysya Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Valliyur, Tirunelveli, Tamil Nadu, are allotted a unique IFSC like KVBL0001772 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tirunelveli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tirunelveli and Tirunelveli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karur Vysya Bank in Valliyur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code KVBL0001772
This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Valliyur in Tirunelveli.
For example, the IFSC Code KVBL0001772 of Karur Vysya Bank for the Valliyur branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are trying to find the IFSC Code KVBL0001772 of Karur Vysya Bank for its Valliyur branch located in Tirunelveli, the following methods can help:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karur Vysya Bank branches in Tirunelveli and Tirunelveli, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Valliyur or Tirunelveli to get the exact IFSC Code KVBL0001772.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Tirunelveli, you'll get the correct details.
How to Use IFSC Code KVBL0001772 for Online Transfers?
If you have the IFSC Code KVBL0001772 for the Valliyur branch of Karur Vysya Bank in Tirunelveli, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KVBL0001772. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001772.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Valliyur in Tirunelveli, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Valliyur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KVBL0001772.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No 77G,1St Floor,Hotel Selvi Complex,Main Road, Opp. To New Bus Stand, Tirunelveli - 627117 located in Tirunelveli, Tirunelveli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.