There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Suriyur branch in Tiruchiorappalli, Suriyur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Tiruchiorappalli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code KVBL0001602. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karur Vysya Bank, Suriyur, Tiruchiorappalli
The table below shows the main details of the IFSC Code KVBL0001602 for the Karur Vysya Bank branch in Tiruchiorappalli, which falls under the Suriyur district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0001602 |
| Branch | Suriyur |
| City | Tiruchiorappalli |
| District | Suriyur |
| State | Tamil Nadu |
| Address | New Academic Block, Anna University Trichy Campus, Suriyur, Tiruchirapalli-620024 |
These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Tiruchiorappalli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0001602 for the Suriyur branch of Karur Vysya Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Suriyur, Tiruchiorappalli, Tamil Nadu, are allotted a unique IFSC like KVBL0001602 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruchiorappalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tiruchiorappalli and Suriyur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karur Vysya Bank in Suriyur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code KVBL0001602
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suriyur in Tiruchiorappalli.
For example, the IFSC Code KVBL0001602 of Karur Vysya Bank for the Suriyur branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are trying to find the IFSC Code KVBL0001602 of Karur Vysya Bank for its Suriyur branch located in Tiruchiorappalli, the following methods can help:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karur Vysya Bank branches in Tiruchiorappalli and Suriyur, print them on the first page of your passbook.
Bank Website
Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Suriyur or Tiruchiorappalli to get the exact IFSC Code KVBL0001602.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Tiruchiorappalli, you'll get the correct details.
How to Use IFSC Code KVBL0001602 for Online Transfers?
Once you have the IFSC Code KVBL0001602 for the Suriyur branch of Karur Vysya Bank in Tiruchiorappalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVBL0001602. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001602.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Suriyur in Tiruchiorappalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Suriyur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tiruchiorappalli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Suriyur Tiruchiorappalli branch is KVBL0001602.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at New Academic Block, Anna University Trichy Campus, Suriyur, Tiruchirapalli-620024.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.