For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karur Vysya Bank for its Periyakulam branch in Theni, Periyakulam, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Karur Vysya Bank located in Theni or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001176. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Karur Vysya Bank, Periyakulam, Theni
Below in the table are the key details related to IFSC Code KVBL0001176 of Karur Vysya Bank for its branch located in Theni, within the district of Periyakulam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0001176 |
| Branch | Periyakulam |
| City | Theni |
| District | Periyakulam |
| State | Tamil Nadu |
| Address | P.B.No.9 First Floor,No.3 Vasanth Vihar Building Cumbum Road,Periyakulam-62560 |
These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Theni for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001176 for the Periyakulam branch of Karur Vysya Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Periyakulam, Theni, Tamil Nadu, is provided with a unique IFSC like KVBL0001176 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Karur Vysya Bank branch in Theni.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Theni and Periyakulam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Periyakulam do not get mixed with another location.
Format of the IFSC Code KVBL0001176
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Periyakulam in Theni.
For example, the IFSC Code KVBL0001176 of Karur Vysya Bank for the Periyakulam branch includes these elements, identifying the bank and the branch location in Theni and Tamil Nadu accurately.
How to Find IFSC Code for Karur Vysya Bank?
To find the IFSC Code KVBL0001176 of Karur Vysya Bank for its Periyakulam branch located in Theni, the following methods can help you out:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karur Vysya Bank branches in Theni and Periyakulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Periyakulam or Theni to find the exact IFSC Code KVBL0001176.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Theni will provide accurate information.
How to Use IFSC Code KVBL0001176 for Online Transfers?
If you have the IFSC Code KVBL0001176 for the Periyakulam branch of Karur Vysya Bank in Theni, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KVBL0001176. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001176.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Periyakulam in Theni, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Periyakulam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Theni manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KVBL0001176.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is P.B.No.9 First Floor,No.3 Vasanth Vihar Building Cumbum Road,Periyakulam-62560 located in Theni, Periyakulam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.