The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Ayothiapattinam branch in Salem, Salem, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Salem or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001667. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Ayothiapattinam, Salem

Here are the key points that are associated with the IFSC Code KVBL0001667 of Karur Vysya Bank for its branch located in Salem, within the district of Salem in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001667
Branch Ayothiapattinam
City Salem
District Salem
State Tamil Nadu
Address Vengai Complex,Attur Main Road,Opp.Jayalakshmi Nursing Home,Salem

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Salem for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001667 for the Ayothiapattinam branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Ayothiapattinam, Salem, Tamil Nadu, is provided a unique IFSC like KVBL0001667 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karur Vysya Bank branch in Salem.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Salem and Salem.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Ayothiapattinam do not get misguided to another person.

Format of the IFSC Code KVBL0001667

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ayothiapattinam in Salem.

For example, the IFSC Code KVBL0001667 of Karur Vysya Bank for the Ayothiapattinam branch includes these elements, identifying the bank and the branch location in Salem and Tamil Nadu accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001667 of Karur Vysya Bank for its Ayothiapattinam branch located in Salem, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Salem and Salem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Ayothiapattinam or Salem to get the exact IFSC Code KVBL0001667.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Salem that will provide accurate information.

How to Use IFSC Code KVBL0001667 for Online Transfers?

Once you have the IFSC Code KVBL0001667 for the Ayothiapattinam branch of Karur Vysya Bank in Salem, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001667. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001667.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Ayothiapattinam in Salem, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Ayothiapattinam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Salem to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Ayothiapattinam, Salem?

The IFSC Code is KVBL0001667.

Is the IFSC Code KVBL0001667 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Ayothiapattinam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ayothiapattinam branch?

The address of the branch is Vengai Complex,Attur Main Road,Opp.Jayalakshmi Nursing Home,Salem located in Salem, Salem, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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