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IFSC Code of Karur Vysya Bank, Kandukur, Prakasam, Andhra Pradesh — KVBL0004872

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Kandukur branch in Prakasam, Prakasam, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Prakasam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004872. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Kandukur, Prakasam

Here are the main details that are associated with the IFSC Code KVBL0004872 of Karur Vysya Bank for its branch located in Prakasam, within the district of Prakasam in the state of Andhra Pradesh.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0004872
Branch Kandukur
City Prakasam
District Prakasam
State Andhra Pradesh
Address Kanigiri 100 Ft Road Nanda Vari Street Kandukur Prakasam District Andhra Pradesh 523105

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Prakasam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004872 for the Kandukur branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Kandukur, Prakasam, Andhra Pradesh, is provided a unique IFSC like KVBL0004872 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karur Vysya Bank branch in Prakasam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Prakasam and Prakasam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Kandukur do not get misguided to another person.

Format of the IFSC Code KVBL0004872

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kandukur in Prakasam.

For example, the IFSC Code KVBL0004872 of Karur Vysya Bank for the Kandukur branch has these elements, identifying the bank and the branch location in Prakasam and Andhra Pradesh correctly.

How to Find IFSC Code for Karur Vysya Bank?

To find the IFSC Code KVBL0004872 of Karur Vysya Bank for its Kandukur branch located in Prakasam, the following methods can help you out:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Prakasam and Prakasam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Kandukur or Prakasam to find the exact IFSC Code KVBL0004872.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Prakasam will provide accurate information.

How to Use IFSC Code KVBL0004872 for Online Transfers?

If you have the IFSC Code KVBL0004872 for the Kandukur branch of Karur Vysya Bank in Prakasam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0004872. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004872.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Kandukur in Prakasam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Kandukur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Prakasam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Kandukur, Prakasam?

The IFSC Code is KVBL0004872.

Is the IFSC Code KVBL0004872 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Kandukur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kandukur branch?

The address of the branch is Kanigiri 100 Ft Road Nanda Vari Street Kandukur Prakasam District Andhra Pradesh 523105 located in Prakasam, Prakasam, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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