For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karur Vysya Bank for its Perambalur branch in Perambalur, Perambalur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karur Vysya Bank located in Perambalur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001625. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Perambalur, Perambalur

Below in the table are the key details related to IFSC Code KVBL0001625 of Karur Vysya Bank for its branch located in Perambalur, within the district of Perambalur in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001625
Branch Perambalur
City Perambalur
District Perambalur
State Tamil Nadu
Address Venkatesapuram Colony ,Tiruchy Main Road,Perambalur

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Perambalur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001625 for the Perambalur branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Perambalur, Perambalur, Tamil Nadu, are allotted a unique IFSC like KVBL0001625 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Perambalur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Perambalur and Perambalur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Perambalur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code KVBL0001625

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Perambalur in Perambalur.

For example, the IFSC Code KVBL0001625 of Karur Vysya Bank for the Perambalur branch includes these elements, identifying the bank and the branch location in Perambalur and Tamil Nadu accurately.

How to Find IFSC Code for Karur Vysya Bank?

To find the IFSC Code KVBL0001625 of Karur Vysya Bank for its Perambalur branch located in Perambalur, the following methods can help you out:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Perambalur and Perambalur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Perambalur or Perambalur to find the exact IFSC Code KVBL0001625.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Perambalur will provide accurate information.

How to Use IFSC Code KVBL0001625 for Online Transfers?

Once you have the IFSC Code KVBL0001625 for the Perambalur branch of Karur Vysya Bank in Perambalur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001625. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001625.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Perambalur in Perambalur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Perambalur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Perambalur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Perambalur, Perambalur?

The IFSC Code is KVBL0001625.

Is the IFSC Code KVBL0001625 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Perambalur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Perambalur branch?

The address of the branch is Venkatesapuram Colony ,Tiruchy Main Road,Perambalur located in Perambalur, Perambalur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.