There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Tiruvalla branch in Pathanamthitta, Thiruvalla, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Pathanamthitta or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KVBL0001510. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Tiruvalla, Pathanamthitta

Here are the key points that are associated with the IFSC Code KVBL0001510 of Karur Vysya Bank for its branch located in Pathanamthitta, within the district of Thiruvalla in the state of Kerala.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001510
Branch Tiruvalla
City Pathanamthitta
District Thiruvalla
State Kerala
Address Relish Towers Ground Floor, S.C.S Junction M.C Road, Tiruvalla-689101, Tiruvalla-689101

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001510 for the Tiruvalla branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KVBL0001510 is given to every bank branch, including Karur Vysya Bank located in Tiruvalla, Pathanamthitta, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Karur Vysya Bank in Tiruvalla doesn't end up at another location.

Format of the IFSC Code KVBL0001510

The format of the IFSC Code for banks, including Karur Vysya Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruvalla in Pathanamthitta.

For example, the IFSC Code KVBL0001510 of Karur Vysya Bank for the Tiruvalla branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001510 of Karur Vysya Bank for its Tiruvalla branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Tiruvalla or Pathanamthitta to get the exact IFSC Code KVBL0001510.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code KVBL0001510 for Online Transfers?

Once you have the IFSC Code KVBL0001510 for the Tiruvalla branch of Karur Vysya Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001510. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001510.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Tiruvalla in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Tiruvalla, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Tiruvalla, Pathanamthitta?

The IFSC Code is KVBL0001510.

Is the IFSC Code KVBL0001510 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Tiruvalla?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tiruvalla branch?

The address of the branch is Relish Towers Ground Floor, S.C.S Junction M.C Road, Tiruvalla-689101, Tiruvalla-689101 located in Pathanamthitta, Thiruvalla, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.