Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Mummidivaram branch in Mummidivaram, Mummidivaram, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Mummidivaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004926. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Mummidivaram, Mummidivaram

The table below shows the main details of the IFSC Code KVBL0004926 for the Karur Vysya Bank branch in Mummidivaram, which falls under the Mummidivaram district in Andhra Pradesh.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0004926
Branch Mummidivaram
City Mummidivaram
District Mummidivaram
State Andhra Pradesh
Address No 6-109/1,Ground Floor,Telephone Exchange Road,Revenue Ward 17,Dr B R Ambedkar Konaseema,Mummidivaram,Andhra Pradesh,533216

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Mummidivaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004926 for the Mummidivaram branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Mummidivaram, Mummidivaram, Andhra Pradesh, are allotted a unique IFSC like KVBL0004926 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mummidivaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mummidivaram and Mummidivaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Mummidivaram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code KVBL0004926

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mummidivaram in Mummidivaram.

For example, the IFSC Code KVBL0004926 of Karur Vysya Bank for the Mummidivaram branch includes these elements, identifying the bank and the branch location in Mummidivaram and Andhra Pradesh accurately.

How to Find IFSC Code for Karur Vysya Bank?

To find the IFSC Code KVBL0004926 of Karur Vysya Bank for its Mummidivaram branch located in Mummidivaram, the following methods can help you out:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Mummidivaram and Mummidivaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Mummidivaram or Mummidivaram to find the exact IFSC Code KVBL0004926.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Mummidivaram will provide accurate information.

How to Use IFSC Code KVBL0004926 for Online Transfers?

Once you have the IFSC Code KVBL0004926 for the Mummidivaram branch of Karur Vysya Bank in Mummidivaram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0004926. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004926.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Mummidivaram in Mummidivaram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Mummidivaram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mummidivaram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Mummidivaram, Mummidivaram?

The IFSC Code is KVBL0004926.

Is the IFSC Code KVBL0004926 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Mummidivaram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mummidivaram branch?

The address of the branch is No 6-109/1,Ground Floor,Telephone Exchange Road,Revenue Ward 17,Dr B R Ambedkar Konaseema,Mummidivaram,Andhra Pradesh,533216 located in Mummidivaram, Mummidivaram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.