The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Mahesana branch in Mahesana, Mahesana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KVBL0002217. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Mahesana, Mahesana

Here are some of the key details that come with the IFSC Code KVBL0002217 of Karur Vysya Bank for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0002217
Branch Mahesana
City Mahesana
District Mahesana
State Gujarat
Address Rajkamal City Mall, Rajkamal Compound Mahesana Highway Mahesana

These details are crucial, not just for online banking users but also for businesses and individuals who use Karur Vysya Bank in Mahesana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0002217 for the Mahesana branch of Karur Vysya Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Mahesana, Mahesana, Gujarat, are allotted a unique IFSC like KVBL0002217 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mahesana and Mahesana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Mahesana reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code KVBL0002217

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mahesana in Mahesana.

For example, the IFSC Code KVBL0002217 of Karur Vysya Bank for the Mahesana branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0002217 of Karur Vysya Bank for its Mahesana branch located in Mahesana, the following methods can help:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karur Vysya Bank branches in Mahesana and Mahesana, print them on the first page of your passbook.

Bank Website

Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Mahesana or Mahesana to get the exact IFSC Code KVBL0002217.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Mahesana, you'll get the correct details.

How to Use IFSC Code KVBL0002217 for Online Transfers?

If you have the IFSC Code KVBL0002217 for the Mahesana branch of Karur Vysya Bank in Mahesana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0002217. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0002217.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Mahesana in Mahesana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karur Vysya Bank in Mahesana, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mahesana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Mahesana, Mahesana?

The IFSC Code is KVBL0002217.

Is the IFSC Code KVBL0002217 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Mahesana?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahesana branch?

The address of the branch is Rajkamal City Mall, Rajkamal Compound Mahesana Highway Mahesana located in Mahesana, Mahesana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.