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IFSC Code of Karur Vysya Bank, Kadumur, Kurnool, Andhra Pradesh — KVBL0004854

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karur Vysya Bank for its Kadumur branch in Kurnool, Kurnool, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karur Vysya Bank located in Kurnool or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004854. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Kadumur, Kurnool

Here are some of the key details that come with the IFSC Code KVBL0004854 of Karur Vysya Bank for its branch located in Kurnool, within the district of Kurnool in the state of Andhra Pradesh.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0004854
Branch Kadumur
City Kurnool
District Kurnool
State Andhra Pradesh
Address 5 23 Ground Floor Kadumuru Village Kurnool Andhrapradhesh 518452

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Kurnool for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004854 for the Kadumur branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Kadumur, Kurnool, Andhra Pradesh, are allotted a unique IFSC like KVBL0004854 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurnool.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kurnool and Kurnool.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Kadumur reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code KVBL0004854

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kadumur in Kurnool.

For example, the IFSC Code KVBL0004854 of Karur Vysya Bank for the Kadumur branch includes these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are looking for the IFSC Code KVBL0004854 of Karur Vysya Bank for its Kadumur branch located in Kurnool, the following methods can help:

Cheque Book

The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karur Vysya Bank branches in Kurnool and Kurnool, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Kadumur or Kurnool to get the exact IFSC Code KVBL0004854.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Kurnool, then it will provide you proper information.

How to Use IFSC Code KVBL0004854 for Online Transfers?

Once you have the IFSC Code KVBL0004854 for the Kadumur branch of Karur Vysya Bank in Kurnool, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0004854. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004854.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Kadumur in Kurnool, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Kadumur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kurnool to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Kadumur, Kurnool?

The IFSC Code is KVBL0004854.

Is the IFSC Code KVBL0004854 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Kadumur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kadumur branch?

The address of the branch is 5 23 Ground Floor Kadumuru Village Kurnool Andhrapradhesh 518452 located in Kurnool, Kurnool, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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