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IFSC Code of Karur Vysya Bank, Narasannapeta, Srikakulam, Andhra Pradesh — KVBL0004821

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Narasannapeta branch in Krishna, Srikakulam, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004821. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Narasannapeta, Krishna

Here are the key points that are associated with the IFSC Code KVBL0004821 of Karur Vysya Bank for its branch located in Krishna, within the district of Srikakulam in the state of Andhra Pradesh.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0004821
Branch Narasannapeta
City Krishna
District Srikakulam
State Andhra Pradesh
Address D.No 21-268,S.No 215/1 G.T.Road Srikakulam Dist Narasannapeta Andhra Pradesh

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Krishna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004821 for the Narasannapeta branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Narasannapeta, Krishna, Andhra Pradesh, is provided with a unique IFSC like KVBL0004821 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Krishna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Krishna and Srikakulam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Narasannapeta do not get mixed with another location.

Format of the IFSC Code KVBL0004821

The format of the IFSC Code for banks, including Karur Vysya Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narasannapeta in Krishna.

For example, the IFSC Code KVBL0004821 of Karur Vysya Bank for the Narasannapeta branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0004821 of Karur Vysya Bank for its Narasannapeta branch located in Krishna, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Krishna and Srikakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Narasannapeta or Krishna to get the exact IFSC Code KVBL0004821.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Krishna that will provide accurate information.

How to Use IFSC Code KVBL0004821 for Online Transfers?

Once you have the IFSC Code KVBL0004821 for the Narasannapeta branch of Karur Vysya Bank in Krishna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0004821. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004821.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Narasannapeta in Krishna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Narasannapeta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Krishna to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank Narasannapeta Krishna?

The IFSC Code of the Narasannapeta Krishna branch is KVBL0004821.

Is IFSC Code KVBL0004821 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karur Vysya Bank Narasannapeta branch?

The branch is located at D.No 21-268,S.No 215/1 G.T.Road Srikakulam Dist Narasannapeta Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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