The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Aravakurichi branch in Karur, Aravakurichi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Karur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001638. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Aravakurichi, Karur

Here are the main details that are associated with the IFSC Code KVBL0001638 of Karur Vysya Bank for its branch located in Karur, within the district of Aravakurichi in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001638
Branch Aravakurichi
City Karur
District Aravakurichi
State Tamil Nadu
Address No 28/1, Dharapuram Road,Opp To Bus Stand,Aravakurichi,Karur ├Éγçô 639201.

These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Karur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0001638 for the Aravakurichi branch of Karur Vysya Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Aravakurichi, Karur, Tamil Nadu, are allotted a unique IFSC like KVBL0001638 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Karur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Karur and Aravakurichi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karur Vysya Bank in Aravakurichi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code KVBL0001638

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aravakurichi in Karur.

For example, the IFSC Code KVBL0001638 of Karur Vysya Bank for the Aravakurichi branch includes these elements, identifying the bank and the branch location in Karur and Tamil Nadu accurately.

How to Find IFSC Code for Karur Vysya Bank?

To find the IFSC Code KVBL0001638 of Karur Vysya Bank for its Aravakurichi branch located in Karur, the following methods can help you out:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Karur and Aravakurichi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Aravakurichi or Karur to find the exact IFSC Code KVBL0001638.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Karur will provide accurate information.

How to Use IFSC Code KVBL0001638 for Online Transfers?

Once you have the IFSC Code KVBL0001638 for the Aravakurichi branch of Karur Vysya Bank in Karur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0001638. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001638.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Aravakurichi in Karur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Aravakurichi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Karur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Aravakurichi, Karur?

The IFSC Code is KVBL0001638.

Is the IFSC Code KVBL0001638 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Aravakurichi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Aravakurichi branch?

The address of the branch is No 28/1, Dharapuram Road,Opp To Bus Stand,Aravakurichi,Karur ├Éγçô 639201. located in Karur, Aravakurichi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.