The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Gandhidham branch in Kachchh, Gandhidham, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KVBL0002209. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karur Vysya Bank, Gandhidham, Kachchh

Here are the main details that are associated with the IFSC Code KVBL0002209 of Karur Vysya Bank for its branch located in Kachchh, within the district of Gandhidham in the state of Gujarat.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0002209
Branch Gandhidham
City Kachchh
District Gandhidham
State Gujarat
Address Plot No.300 Ward 12-B, Ambika Arcade, Opp C G High School, Gandhidham-370201

These details helps users in online banking and for businesses and individuals who use Karur Vysya Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0002209 for the Gandhidham branch of Karur Vysya Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Gandhidham, Kachchh, Gujarat, are given a unique IFSC like KVBL0002209 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kachchh and Gandhidham.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karur Vysya Bank in Gandhidham goes to the correct branch. This is important because Karur Vysya Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KVBL0002209

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gandhidham in Kachchh.

For example, the IFSC Code KVBL0002209 of Karur Vysya Bank for the Gandhidham branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are looking for the IFSC Code KVBL0002209 of Karur Vysya Bank for its Gandhidham branch located in Kachchh, the following methods can help:

Cheque Book

The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karur Vysya Bank branches in Kachchh and Gandhidham, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Gandhidham or Kachchh to get the exact IFSC Code KVBL0002209.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Kachchh, then it will provide you proper information.

How to Use IFSC Code KVBL0002209 for Online Transfers?

If you have the IFSC Code KVBL0002209 for the Gandhidham branch of Karur Vysya Bank in Kachchh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0002209. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0002209.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Gandhidham in Kachchh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Gandhidham, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Gandhidham, Kachchh?

The IFSC Code is KVBL0002209.

Is the IFSC Code KVBL0002209 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Gandhidham?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gandhidham branch?

The address of the branch is Plot No.300 Ward 12-B, Ambika Arcade, Opp C G High School, Gandhidham-370201 located in Kachchh, Gandhidham, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.