The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Kakinada- Bhanugudi Junction branch in East Godavari, East Godavari, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004871. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karur Vysya Bank, Kakinada- Bhanugudi Junction, East Godavari
Here are some of the key details that come with the IFSC Code KVBL0004871 of Karur Vysya Bank for its branch located in East Godavari, within the district of East Godavari in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0004871 |
| Branch | Kakinada- Bhanugudi Junction |
| City | East Godavari |
| District | East Godavari |
| State | Andhra Pradesh |
| Address | D No 2-27-14/1 Gokula Street Srinagar Kakinada Andhra Pradesh 533003 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Karur Vysya Bank in East Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004871 for the Kakinada- Bhanugudi Junction branch of Karur Vysya Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KVBL0004871 is given to every bank branch, including Karur Vysya Bank located in Kakinada- Bhanugudi Junction, East Godavari, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Karur Vysya Bank branch in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like East Godavari and East Godavari.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Karur Vysya Bank in Kakinada- Bhanugudi Junction doesn't end up at another location.
Format of the IFSC Code KVBL0004871
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kakinada- Bhanugudi Junction in East Godavari.
For example, the IFSC Code KVBL0004871 of Karur Vysya Bank for the Kakinada- Bhanugudi Junction branch has these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.
How to Find IFSC Code for Karur Vysya Bank?
If you are trying to find the IFSC Code KVBL0004871 of Karur Vysya Bank for its Kakinada- Bhanugudi Junction branch located in East Godavari, the following methods can help:
Cheque Book
The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Karur Vysya Bank branches in East Godavari and East Godavari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Kakinada- Bhanugudi Junction or East Godavari to get the exact IFSC Code KVBL0004871.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and East Godavari that will provide accurate information.
How to Use IFSC Code KVBL0004871 for Online Transfers?
Once you have the IFSC Code KVBL0004871 for the Kakinada- Bhanugudi Junction branch of Karur Vysya Bank in East Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVBL0004871. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004871.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Kakinada- Bhanugudi Junction in East Godavari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Kakinada- Bhanugudi Junction, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KVBL0004871.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D No 2-27-14/1 Gokula Street Srinagar Kakinada Andhra Pradesh 533003 located in East Godavari, East Godavari, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.