The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Puttur branch in Chittoor, Chittoor, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Chittoor or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004847. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karur Vysya Bank, Puttur, Chittoor
Here are the main details that are associated with the IFSC Code KVBL0004847 of Karur Vysya Bank for its branch located in Chittoor, within the district of Chittoor in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0004847 |
| Branch | Puttur |
| City | Chittoor |
| District | Chittoor |
| State | Andhra Pradesh |
| Address | Sri Vasavi Kanyaka Parameswari Devasthanam,D No 6/70, Eswaragudi Treet, Puttur, Chittor, Andhra Pradesh - 517583 |
These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Chittoor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004847 for the Puttur branch of Karur Vysya Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Puttur, Chittoor, Andhra Pradesh, is provided a unique IFSC like KVBL0004847 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karur Vysya Bank branch in Chittoor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chittoor and Chittoor.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Puttur do not get misguided to another person.
Format of the IFSC Code KVBL0004847
This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puttur in Chittoor.
For example, the IFSC Code KVBL0004847 of Karur Vysya Bank for the Puttur branch includes these elements, identifying the bank and the branch location in Chittoor and Andhra Pradesh accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are looking for the IFSC Code KVBL0004847 of Karur Vysya Bank for its Puttur branch located in Chittoor, the following methods can help:
Cheque Book
The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karur Vysya Bank branches in Chittoor and Chittoor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Puttur or Chittoor to get the exact IFSC Code KVBL0004847.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Chittoor, then it will provide you proper information.
How to Use IFSC Code KVBL0004847 for Online Transfers?
Once you have the IFSC Code KVBL0004847 for the Puttur branch of Karur Vysya Bank in Chittoor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVBL0004847. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004847.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Puttur in Chittoor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Puttur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chittoor manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Puttur Chittoor branch is KVBL0004847.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sri Vasavi Kanyaka Parameswari Devasthanam,D No 6/70, Eswaragudi Treet, Puttur, Chittor, Andhra Pradesh - 517583.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.