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IFSC Code of Karur Vysya Bank, Chennai - Saligramam, Chennai, Tamil Nadu — KVBL0001720

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Chennai - Saligramam branch in Chennai, Chennai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001720. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Chennai - Saligramam, Chennai

The table below shows the main details of the IFSC Code KVBL0001720 for the Karur Vysya Bank branch in Chennai, which falls under the Chennai district in Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001720
Branch Chennai - Saligramam
City Chennai
District Chennai
State Tamil Nadu
Address First Floor 44 A, Arcot Road Saligramam Chennai

These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Chennai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001720 for the Chennai - Saligramam branch of Karur Vysya Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Chennai - Saligramam, Chennai, Tamil Nadu, is provided with a unique IFSC like KVBL0001720 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Chennai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chennai and Chennai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Chennai - Saligramam do not get mixed with another location.

Format of the IFSC Code KVBL0001720

The format of the IFSC Code for banks, including Karur Vysya Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chennai - Saligramam in Chennai.

For example, the IFSC Code KVBL0001720 of Karur Vysya Bank for the Chennai - Saligramam branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are looking for the IFSC Code KVBL0001720 of Karur Vysya Bank for its Chennai - Saligramam branch located in Chennai, the following methods can help:

Cheque Book

The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karur Vysya Bank branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Chennai - Saligramam or Chennai to get the exact IFSC Code KVBL0001720.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Chennai, then it will provide you proper information.

How to Use IFSC Code KVBL0001720 for Online Transfers?

Once you have the IFSC Code KVBL0001720 for the Chennai - Saligramam branch of Karur Vysya Bank in Chennai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001720. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001720.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Chennai - Saligramam in Chennai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Chennai - Saligramam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chennai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Chennai - Saligramam, Chennai?

The IFSC Code is KVBL0001720.

Is the IFSC Code KVBL0001720 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Chennai - Saligramam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chennai - Saligramam branch?

The address of the branch is First Floor 44 A, Arcot Road Saligramam Chennai located in Chennai, Chennai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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