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IFSC Code of Karur Vysya Bank, Chennai-Periyar Nagar, Chennai, Tamil Nadu — KVBL0001835

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Chennai-Periyar Nagar branch in Chennai, Chennai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Chennai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code KVBL0001835. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Chennai-Periyar Nagar, Chennai

Here are some of the key details that come with the IFSC Code KVBL0001835 of Karur Vysya Bank for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001835
Branch Chennai-Periyar Nagar
City Chennai
District Chennai
State Tamil Nadu
Address Plot No 154 Ground Floor Jaganathan Salai Chennai Tamil Nadu 600082

These details are essential not only for online banking users but also for businesses and individuals who use Karur Vysya Bank in Chennai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001835 for the Chennai-Periyar Nagar branch of Karur Vysya Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Chennai-Periyar Nagar, Chennai, Tamil Nadu, is provided with a unique IFSC like KVBL0001835 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karur Vysya Bank branch in Chennai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chennai and Chennai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Karur Vysya Bank in Chennai-Periyar Nagar do not get mixed with another location.

Format of the IFSC Code KVBL0001835

The format of the IFSC Code for banks, including Karur Vysya Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chennai-Periyar Nagar in Chennai.

For example, the IFSC Code KVBL0001835 of Karur Vysya Bank for the Chennai-Periyar Nagar branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu correctly.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001835 of Karur Vysya Bank for its Chennai-Periyar Nagar branch located in Chennai, the following methods can help:

Cheque Book

The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karur Vysya Bank branches in Chennai and Chennai, print them on the first page of your passbook.

Bank Website

Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Chennai-Periyar Nagar or Chennai to get the exact IFSC Code KVBL0001835.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Chennai, you'll get the correct details.

How to Use IFSC Code KVBL0001835 for Online Transfers?

Once you have the IFSC Code KVBL0001835 for the Chennai-Periyar Nagar branch of Karur Vysya Bank in Chennai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001835. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001835.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Chennai-Periyar Nagar in Chennai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Chennai-Periyar Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chennai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Chennai-Periyar Nagar, Chennai?

The IFSC Code is KVBL0001835.

Is the IFSC Code KVBL0001835 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Chennai-Periyar Nagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chennai-Periyar Nagar branch?

The address of the branch is Plot No 154 Ground Floor Jaganathan Salai Chennai Tamil Nadu 600082 located in Chennai, Chennai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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