Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karur Vysya Bank for its Anakaputhur branch in Chennai, Anakaputhur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karur Vysya Bank located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KVBL0001947. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Anakaputhur, Chennai

Here are some of the key details that come with the IFSC Code KVBL0001947 of Karur Vysya Bank for its branch located in Chennai, within the district of Anakaputhur in the state of Tamil Nadu.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001947
Branch Anakaputhur
City Chennai
District Anakaputhur
State Tamil Nadu
Address No 168/3A, Jawaharlal Nehru Street, Anakaputhur,Chengalpattu,Chennai, Tamil Nadu,600070

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Chennai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001947 for the Anakaputhur branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Anakaputhur, Chennai, Tamil Nadu, is provided a unique IFSC like KVBL0001947 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karur Vysya Bank branch in Chennai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chennai and Anakaputhur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Anakaputhur do not get misguided to another person.

Format of the IFSC Code KVBL0001947

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anakaputhur in Chennai.

For example, the IFSC Code KVBL0001947 of Karur Vysya Bank for the Anakaputhur branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0001947 of Karur Vysya Bank for its Anakaputhur branch located in Chennai, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Chennai and Anakaputhur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Anakaputhur or Chennai to get the exact IFSC Code KVBL0001947.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Chennai that will provide accurate information.

How to Use IFSC Code KVBL0001947 for Online Transfers?

Once you have the IFSC Code KVBL0001947 for the Anakaputhur branch of Karur Vysya Bank in Chennai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001947. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001947.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Anakaputhur in Chennai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Anakaputhur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chennai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Anakaputhur, Chennai?

The IFSC Code is KVBL0001947.

Is the IFSC Code KVBL0001947 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Anakaputhur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anakaputhur branch?

The address of the branch is No 168/3A, Jawaharlal Nehru Street, Anakaputhur,Chengalpattu,Chennai, Tamil Nadu,600070 located in Chennai, Anakaputhur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.