Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karur Vysya Bank for its Bharuch branch in Bharuch, Bharuch, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karur Vysya Bank located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KVBL0002214. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Bharuch, Bharuch

Here are the main details that are associated with the IFSC Code KVBL0002214 of Karur Vysya Bank for its branch located in Bharuch, within the district of Bharuch in the state of Gujarat.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0002214
Branch Bharuch
City Bharuch
District Bharuch
State Gujarat
Address Labhaswar Complex Near Chamonda Temple Zadeshwar Road,Bharuch 2 Town

These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Bharuch for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0002214 for the Bharuch branch of Karur Vysya Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Bharuch, Bharuch, Gujarat, are given a unique IFSC like KVBL0002214 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bharuch and Bharuch.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karur Vysya Bank in Bharuch goes to the correct branch. This is important because Karur Vysya Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KVBL0002214

This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bharuch in Bharuch.

For example, the IFSC Code KVBL0002214 of Karur Vysya Bank for the Bharuch branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are trying to find the IFSC Code KVBL0002214 of Karur Vysya Bank for its Bharuch branch located in Bharuch, the following methods can help:

Cheque Book

The cheque books that are issued by Karur Vysya Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karur Vysya Bank branches in Bharuch and Bharuch, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karur Vysya Bank and find the branch locator section. Search for Bharuch or Bharuch to get the exact IFSC Code KVBL0002214.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karur Vysya Bank and Bharuch that will provide accurate information.

How to Use IFSC Code KVBL0002214 for Online Transfers?

Once you have the IFSC Code KVBL0002214 for the Bharuch branch of Karur Vysya Bank in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVBL0002214. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0002214.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Bharuch in Bharuch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Bharuch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bharuch manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Bharuch, Bharuch?

The IFSC Code is KVBL0002214.

Is the IFSC Code KVBL0002214 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Bharuch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bharuch branch?

The address of the branch is Labhaswar Complex Near Chamonda Temple Zadeshwar Road,Bharuch 2 Town located in Bharuch, Bharuch, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.