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IFSC Code of Karur Vysya Bank, Bangalore Basavanagudi, Bangalore, Karnataka — KVBL0001325

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karur Vysya Bank for its Bangalore Basavanagudi branch in Bangalore Urban, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karur Vysya Bank situated in Bangalore Urban or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KVBL0001325. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karur Vysya Bank, Bangalore Basavanagudi, Bangalore Urban

Here are the main details that are associated with the IFSC Code KVBL0001325 of Karur Vysya Bank for its branch located in Bangalore Urban, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Karur Vysya Bank
IFSC Code KVBL0001325
Branch Bangalore Basavanagudi
City Bangalore Urban
District Bangalore
State Karnataka
Address 54, Naga Sandra Circle South End Road

These details help users in online banking and for businesses and individuals who use Karur Vysya Bank in Bangalore Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0001325 for the Bangalore Basavanagudi branch of Karur Vysya Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Bangalore Basavanagudi, Bangalore Urban, Karnataka, is provided a unique IFSC like KVBL0001325 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karur Vysya Bank branch in Bangalore Urban.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bangalore Urban and Bangalore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Bangalore Basavanagudi do not get misguided to another person.

Format of the IFSC Code KVBL0001325

The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karur Vysya Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangalore Basavanagudi in Bangalore Urban.

For example, the IFSC Code KVBL0001325 of Karur Vysya Bank for the Bangalore Basavanagudi branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Karur Vysya Bank?

If you are looking for the IFSC Code KVBL0001325 of Karur Vysya Bank for its Bangalore Basavanagudi branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karur Vysya Bank branches in Bangalore Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Bangalore Basavanagudi or Bangalore Urban to get the exact IFSC Code KVBL0001325.

Mobile Banking App

If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Bangalore Urban, then it will provide you proper information.

How to Use IFSC Code KVBL0001325 for Online Transfers?

Once you have the IFSC Code KVBL0001325 for the Bangalore Basavanagudi branch of Karur Vysya Bank in Bangalore Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVBL0001325. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001325.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Bangalore Basavanagudi in Bangalore Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Bangalore Basavanagudi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karur Vysya Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Urban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karur Vysya Bank in Bangalore Basavanagudi, Bangalore Urban?

The IFSC Code is KVBL0001325.

Is the IFSC Code KVBL0001325 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karur Vysya Bank Bangalore Basavanagudi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangalore Basavanagudi branch?

The address of the branch is 54, Naga Sandra Circle South End Road located in Bangalore Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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