The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Bangalore - Banashankari branch in Bangalore Urban, Banashankari, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KVBL0001348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karur Vysya Bank, Bangalore - Banashankari, Bangalore Urban
Below in the table are the key details related to IFSC Code KVBL0001348 of Karur Vysya Bank for its branch located in Bangalore Urban, within the district of Banashankari in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0001348 |
| Branch | Bangalore - Banashankari |
| City | Bangalore Urban |
| District | Banashankari |
| State | Karnataka |
| Address | Prabha Arcade No 45 46 47 Katriguppa Main Road Vivekananda Nagar Bsk 3Rd Stage Bangalore Urban |
These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Bangalore Urban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0001348 for the Bangalore - Banashankari branch of Karur Vysya Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Bangalore - Banashankari, Bangalore Urban, Karnataka, is provided a unique IFSC like KVBL0001348 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karur Vysya Bank branch in Bangalore Urban.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bangalore Urban and Banashankari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Bangalore - Banashankari do not get misguided to another person.
Format of the IFSC Code KVBL0001348
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangalore - Banashankari in Bangalore Urban.
For example, the IFSC Code KVBL0001348 of Karur Vysya Bank for the Bangalore - Banashankari branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are trying to find the IFSC Code KVBL0001348 of Karur Vysya Bank for its Bangalore - Banashankari branch located in Bangalore Urban, the following methods can help:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karur Vysya Bank branches in Bangalore Urban and Banashankari, print them on the first page of your passbook.
Bank Website
Visit the official website of Karur Vysya Bank and navigate to the branch locator section. Search for Bangalore - Banashankari or Bangalore Urban to get the exact IFSC Code KVBL0001348.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karur Vysya Bank and Bangalore Urban, you'll get the correct details.
How to Use IFSC Code KVBL0001348 for Online Transfers?
Once you have the IFSC Code KVBL0001348 for the Bangalore - Banashankari branch of Karur Vysya Bank in Bangalore Urban, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KVBL0001348. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Karur Vysya Bank IFSC Code KVBL0001348.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karur Vysya Bank Bangalore - Banashankari in Bangalore Urban, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karur Vysya Bank in Bangalore - Banashankari, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bangalore Urban manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KVBL0001348.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Prabha Arcade No 45 46 47 Katriguppa Main Road Vivekananda Nagar Bsk 3Rd Stage Bangalore Urban located in Bangalore Urban, Banashankari, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.