The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Guntakal branch in Anantapur, Guntakal, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004848. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karur Vysya Bank, Guntakal, Anantapur
Here are the main details that are associated with the IFSC Code KVBL0004848 of Karur Vysya Bank for its branch located in Anantapur, within the district of Guntakal in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0004848 |
| Branch | Guntakal |
| City | Anantapur |
| District | Guntakal |
| State | Andhra Pradesh |
| Address | D No 18/55, Main Road, Opp Bharath Petrol Bunk, Near (Rtc Bust Stn), Guntakal, Anantapur, Andhra Pradesh, 515801 |
These details are important not only for users using online banking but also for businesses and individuals who use Karur Vysya Bank in Anantapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KVBL0004848 for the Guntakal branch of Karur Vysya Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karur Vysya Bank located in Guntakal, Anantapur, Andhra Pradesh, are allotted a unique IFSC like KVBL0004848 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anantapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Anantapur and Guntakal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karur Vysya Bank in Guntakal reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code KVBL0004848
The format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karur Vysya Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Guntakal in Anantapur.
For example, the IFSC Code KVBL0004848 of Karur Vysya Bank for the Guntakal branch has these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh correctly.
How to Find IFSC Code for Karur Vysya Bank?
To find the IFSC Code KVBL0004848 of Karur Vysya Bank for its Guntakal branch located in Anantapur, the following methods can help you out:
Cheque Book
The cheque book issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karur Vysya Bank branches in Anantapur and Guntakal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karur Vysya Bank and go to the branch locator section. Then search for Guntakal or Anantapur to find the exact IFSC Code KVBL0004848.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karur Vysya Bank and Anantapur will provide accurate information.
How to Use IFSC Code KVBL0004848 for Online Transfers?
Once you have the IFSC Code KVBL0004848 for the Guntakal branch of Karur Vysya Bank in Anantapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVBL0004848. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004848.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karur Vysya Bank Guntakal in Anantapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Guntakal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Anantapur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Guntakal Anantapur branch is KVBL0004848.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D No 18/55, Main Road, Opp Bharath Petrol Bunk, Near (Rtc Bust Stn), Guntakal, Anantapur, Andhra Pradesh, 515801.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.