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IFSC Code of Karnataka Vikas Grameena Bank, Kamatagi, Bagalkote, Karnataka — KVGB0001310

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Kamatagi branch in Kamatgi, Bagalkote, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Vikas Grameena Bank situated in Kamatgi or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KVGB0001310. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Vikas Grameena Bank, Kamatagi, Kamatgi

Below in the table are the key details related to IFSC Code KVGB0001310 of Karnataka Vikas Grameena Bank for its branch located in Kamatgi, within the district of Bagalkote in the state of Karnataka.

Particulars Details
Bank Karnataka Vikas Grameena Bank
IFSC Code KVGB0001310
Branch Kamatagi
City Kamatgi
District Bagalkote
State Karnataka
Address Oppsite Hucheshwar Math, Near Busstand Kamatagi, Tq: Hunagund - 587120, Dt: Bagalkote

These details helps users in online banking and for businesses and individuals who use Karnataka Vikas Grameena Bank in Kamatgi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0001310 for the Kamatagi branch of Karnataka Vikas Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Vikas Grameena Bank located in Kamatagi, Kamatgi, Karnataka, is provided a unique IFSC like KVGB0001310 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Vikas Grameena Bank branch in Kamatgi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamatgi and Bagalkote.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Vikas Grameena Bank in Kamatagi do not get misguided to another person.

Format of the IFSC Code KVGB0001310

The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Vikas Grameena Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamatagi in Kamatgi.

For example, the IFSC Code KVGB0001310 of Karnataka Vikas Grameena Bank for the Kamatagi branch includes these elements, identifying the bank and the branch location in Kamatgi and Karnataka accurately.

How to Find IFSC Code for Karnataka Vikas Grameena Bank?

To find the IFSC Code KVGB0001310 of Karnataka Vikas Grameena Bank for its Kamatagi branch located in Kamatgi, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Vikas Grameena Bank branches in Kamatgi and Bagalkote, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Vikas Grameena Bank and go to the branch locator section. Then search for Kamatagi or Kamatgi to find the exact IFSC Code KVGB0001310.

Mobile Banking App

If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Vikas Grameena Bank and Kamatgi will provide accurate information.

How to Use IFSC Code KVGB0001310 for Online Transfers?

Once you have the IFSC Code KVGB0001310 for the Kamatagi branch of Karnataka Vikas Grameena Bank in Kamatgi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KVGB0001310. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0001310.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Vikas Grameena Bank Kamatagi in Kamatgi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Vikas Grameena Bank in Kamatagi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Vikas Grameena Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamatgi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Vikas Grameena Bank in Kamatagi, Kamatgi?

The IFSC Code is KVGB0001310.

Is the IFSC Code KVGB0001310 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Vikas Grameena Bank Kamatagi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamatagi branch?

The address of the branch is Oppsite Hucheshwar Math, Near Busstand Kamatagi, Tq: Hunagund - 587120, Dt: Bagalkote located in Kamatgi, Bagalkote, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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