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IFSC Code of Karnataka Vikas Grameena Bank, Gudde Angadi, Udipi, Karnataka — KVGB0008208

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Gudde Angadi branch in Hiriadka, Udipi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Vikas Grameena Bank located in Hiriadka or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KVGB0008208. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Vikas Grameena Bank, Gudde Angadi, Hiriadka

Here are the key points that are associated with the IFSC Code KVGB0008208 of Karnataka Vikas Grameena Bank for its branch located in Hiriadka, within the district of Udipi in the state of Karnataka.

Particulars Details
Bank Karnataka Vikas Grameena Bank
IFSC Code KVGB0008208
Branch Gudde Angadi
City Hiriadka
District Udipi
State Karnataka
Address Karnataka Vikas Grameen Bank, Matru Krupa, Gudde Angadi, Bommarabettu Village, Via Hiriyadaka, Tq And Dist Udupi, 576 113, Karnataka

These details help users in online banking and for businesses and individuals who use Karnataka Vikas Grameena Bank in Hiriadka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0008208 for the Gudde Angadi branch of Karnataka Vikas Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Vikas Grameena Bank located in Gudde Angadi, Hiriadka, Karnataka, are allotted a unique IFSC like KVGB0008208 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hiriadka.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hiriadka and Udipi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Vikas Grameena Bank in Gudde Angadi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code KVGB0008208

The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Vikas Grameena Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gudde Angadi in Hiriadka.

For example, the IFSC Code KVGB0008208 of Karnataka Vikas Grameena Bank for the Gudde Angadi branch includes these elements, identifying the bank and the branch location in Hiriadka and Karnataka correctly.

How to Find IFSC Code for Karnataka Vikas Grameena Bank?

If you are trying to find the IFSC Code KVGB0008208 of Karnataka Vikas Grameena Bank for its Gudde Angadi branch located in Hiriadka, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Vikas Grameena Bank branches in Hiriadka and Udipi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Vikas Grameena Bank and navigate to the branch locator section. Search for Gudde Angadi or Hiriadka to get the exact IFSC Code KVGB0008208.

Mobile Banking App

If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Vikas Grameena Bank and Hiriadka, you'll get the correct details.

How to Use IFSC Code KVGB0008208 for Online Transfers?

If you have the IFSC Code KVGB0008208 for the Gudde Angadi branch of Karnataka Vikas Grameena Bank in Hiriadka, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVGB0008208. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0008208.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Vikas Grameena Bank Gudde Angadi in Hiriadka, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Vikas Grameena Bank in Gudde Angadi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Vikas Grameena Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hiriadka manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Vikas Grameena Bank in Gudde Angadi, Hiriadka?

The IFSC Code is KVGB0008208.

Is the IFSC Code KVGB0008208 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Vikas Grameena Bank Gudde Angadi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gudde Angadi branch?

The address of the branch is Karnataka Vikas Grameen Bank, Matru Krupa, Gudde Angadi, Bommarabettu Village, Via Hiriyadaka, Tq And Dist Udupi, 576 113, Karnataka located in Hiriadka, Udipi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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