Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Hirekerur branch in Hirekerur, Haveri, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Vikas Grameena Bank located in Hirekerur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KVGB0007302. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Vikas Grameena Bank, Hirekerur, Hirekerur
The table below shows the main details of the IFSC Code KVGB0007302 for the Karnataka Vikas Grameena Bank branch in Hirekerur, which falls under the Haveri district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Vikas Grameena Bank |
| IFSC Code | KVGB0007302 |
| Branch | Hirekerur |
| City | Hirekerur |
| District | Haveri |
| State | Karnataka |
| Address | Hirekerur Branchsri N. C. Banakar Building, Opp. K.S.R.T.C. Bus Stand, Hirekerur - 581 111. Tq. : Hirekerur,┬Á Dist. : Haveri |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Vikas Grameena Bank in Hirekerur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0007302 for the Hirekerur branch of Karnataka Vikas Grameena Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Vikas Grameena Bank located in Hirekerur, Hirekerur, Karnataka, is provided a unique IFSC like KVGB0007302 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Vikas Grameena Bank branch in Hirekerur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hirekerur and Haveri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Vikas Grameena Bank in Hirekerur do not get misguided to another person.
Format of the IFSC Code KVGB0007302
The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Vikas Grameena Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hirekerur in Hirekerur.
For example, the IFSC Code KVGB0007302 of Karnataka Vikas Grameena Bank for the Hirekerur branch includes these elements, identifying the bank and the branch location in Hirekerur and Karnataka accurately.
How to Find IFSC Code for Karnataka Vikas Grameena Bank?
If you are trying to find the IFSC Code KVGB0007302 of Karnataka Vikas Grameena Bank for its Hirekerur branch located in Hirekerur, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Karnataka Vikas Grameena Bank branches in Hirekerur and Haveri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Vikas Grameena Bank and navigate to the branch locator section. Search for Hirekerur or Hirekerur to get the exact IFSC Code KVGB0007302.
Mobile Banking App
If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Vikas Grameena Bank and Hirekerur, you'll get the correct details.
How to Use IFSC Code KVGB0007302 for Online Transfers?
Once you have the IFSC Code KVGB0007302 for the Hirekerur branch of Karnataka Vikas Grameena Bank in Hirekerur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVGB0007302. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0007302.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Vikas Grameena Bank Hirekerur in Hirekerur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Vikas Grameena Bank in Hirekerur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Vikas Grameena Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hirekerur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KVGB0007302.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hirekerur Branchsri N. C. Banakar Building, Opp. K.S.R.T.C. Bus Stand, Hirekerur - 581 111. Tq. : Hirekerur,┬Á Dist. : Haveri located in Hirekerur, Haveri, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.