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IFSC Code of Karnataka Vikas Grameena Bank, Haliyal, Kumta, Karnataka — KVGB0009152

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Haliyal branch in Haliyal, Kumta, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Vikas Grameena Bank situated in Haliyal or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code KVGB0009152. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Vikas Grameena Bank, Haliyal, Haliyal

Here are the key points that are associated with the IFSC Code KVGB0009152 of Karnataka Vikas Grameena Bank for its branch located in Haliyal, within the district of Kumta in the state of Karnataka.

Particulars Details
Bank Karnataka Vikas Grameena Bank
IFSC Code KVGB0009152
Branch Haliyal
City Haliyal
District Kumta
State Karnataka
Address Haliyal Branch.Fernades Building,Near Post Office,Ksrtc Bus Stand,Ta: Halyal, 581 329,Dist Uttara Kannada

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Vikas Grameena Bank in Haliyal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0009152 for the Haliyal branch of Karnataka Vikas Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Vikas Grameena Bank located in Haliyal, Haliyal, Karnataka, is provided a unique IFSC like KVGB0009152 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Vikas Grameena Bank branch in Haliyal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Haliyal and Kumta.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Vikas Grameena Bank in Haliyal do not get misguided to another person.

Format of the IFSC Code KVGB0009152

The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Vikas Grameena Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haliyal in Haliyal.

For example, the IFSC Code KVGB0009152 of Karnataka Vikas Grameena Bank for the Haliyal branch includes these elements, identifying the bank and the branch location in Haliyal and Karnataka correctly.

How to Find IFSC Code for Karnataka Vikas Grameena Bank?

To find the IFSC Code KVGB0009152 of Karnataka Vikas Grameena Bank for its Haliyal branch located in Haliyal, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Vikas Grameena Bank branches in Haliyal and Kumta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Vikas Grameena Bank and go to the branch locator section. Then search for Haliyal or Haliyal to find the exact IFSC Code KVGB0009152.

Mobile Banking App

If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Vikas Grameena Bank and Haliyal will provide accurate information.

How to Use IFSC Code KVGB0009152 for Online Transfers?

If you have the IFSC Code KVGB0009152 for the Haliyal branch of Karnataka Vikas Grameena Bank in Haliyal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVGB0009152. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0009152.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Vikas Grameena Bank Haliyal in Haliyal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Vikas Grameena Bank in Haliyal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Vikas Grameena Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Haliyal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Vikas Grameena Bank Haliyal Haliyal?

The IFSC Code of the Haliyal Haliyal branch is KVGB0009152.

Is IFSC Code KVGB0009152 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Vikas Grameena Bank Haliyal branch?

The branch is located at Haliyal Branch.Fernades Building,Near Post Office,Ksrtc Bus Stand,Ta: Halyal, 581 329,Dist Uttara Kannada.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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