The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Beguru - Chikkamagaluru branch in Tarikere, Chikkamagaluru, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in Tarikere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012272. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Gramin Bank, Beguru - Chikkamagaluru, Tarikere
Here are the key points that are associated with the IFSC Code PKGB0012272 of Karnataka Gramin Bank for its branch located in Tarikere, within the district of Chikkamagaluru in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Gramin Bank |
| IFSC Code | PKGB0012272 |
| Branch | Beguru - Chikkamagaluru |
| City | Tarikere |
| District | Chikkamagaluru |
| State | Karnataka |
| Address | Beguru Tarikere Taluk Chikmagalur District |
These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Gramin Bank in Tarikere for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PKGB0012272 for the Beguru - Chikkamagaluru branch of Karnataka Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PKGB0012272 is given to every bank branch, including Karnataka Gramin Bank located in Beguru - Chikkamagaluru, Tarikere, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Karnataka Gramin Bank branch in Tarikere.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tarikere and Chikkamagaluru.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Beguru - Chikkamagaluru doesn't end up at another location.
Format of the IFSC Code PKGB0012272
The format of the IFSC Code for banks, including Karnataka Gramin Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Beguru - Chikkamagaluru in Tarikere.
For example, the IFSC Code PKGB0012272 of Karnataka Gramin Bank for the Beguru - Chikkamagaluru branch includes these elements, identifying the bank and the branch location in Tarikere and Karnataka correctly.
How to Find IFSC Code for Karnataka Gramin Bank?
If you are looking for the IFSC Code PKGB0012272 of Karnataka Gramin Bank for its Beguru - Chikkamagaluru branch located in Tarikere, the following methods can help:
Cheque Book
The cheque book that is issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karnataka Gramin Bank branches in Tarikere and Chikkamagaluru, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karnataka Gramin Bank and look for the branch locator section, then search for Beguru - Chikkamagaluru or Tarikere to get the exact IFSC Code PKGB0012272.
Mobile Banking App
If you use Karnataka Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Gramin Bank and Tarikere, then it will provide you proper information.
How to Use IFSC Code PKGB0012272 for Online Transfers?
Once you have the IFSC Code PKGB0012272 for the Beguru - Chikkamagaluru branch of Karnataka Gramin Bank in Tarikere, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PKGB0012272. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012272.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Beguru - Chikkamagaluru in Tarikere may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Beguru - Chikkamagaluru, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Gramin Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tarikere manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PKGB0012272.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Beguru Tarikere Taluk Chikmagalur District located in Tarikere, Chikkamagaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.