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IFSC Code of Karnataka Gramin Bank, Sindhanur Main, Raichur, Karnataka — PKGB0010812

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Gramin Bank for its Sindhanur Main branch in Sindhanur, Raichur, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Gramin Bank located in Sindhanur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010812. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Sindhanur Main, Sindhanur

Here are the key points that are associated with the IFSC Code PKGB0010812 of Karnataka Gramin Bank for its branch located in Sindhanur, within the district of Raichur in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010812
Branch Sindhanur Main
City Sindhanur
District Raichur
State Karnataka
Address The Manager,Pragathi Krishna Gramin Bank,Sindhanur Branch,Sindhanur Taluk,Raichur District,Pin584 128

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Sindhanur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010812 for the Sindhanur Main branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Sindhanur Main, Sindhanur, Karnataka, are allotted a unique IFSC like PKGB0010812 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sindhanur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sindhanur and Raichur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Gramin Bank in Sindhanur Main reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code PKGB0010812

This is the format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sindhanur Main in Sindhanur.

For example, the IFSC Code PKGB0010812 of Karnataka Gramin Bank for the Sindhanur Main branch includes these elements, identifying the bank and the branch location in Sindhanur and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0010812 of Karnataka Gramin Bank for its Sindhanur Main branch located in Sindhanur, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Sindhanur and Raichur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and navigate to the branch locator section. Search for Sindhanur Main or Sindhanur to get the exact IFSC Code PKGB0010812.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Gramin Bank and Sindhanur, you'll get the correct details.

How to Use IFSC Code PKGB0010812 for Online Transfers?

Once you have the IFSC Code PKGB0010812 for the Sindhanur Main branch of Karnataka Gramin Bank in Sindhanur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010812. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010812.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Sindhanur Main in Sindhanur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Sindhanur Main, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sindhanur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Sindhanur Main, Sindhanur?

The IFSC Code is PKGB0010812.

Is the IFSC Code PKGB0010812 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Sindhanur Main?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sindhanur Main branch?

The address of the branch is The Manager,Pragathi Krishna Gramin Bank,Sindhanur Branch,Sindhanur Taluk,Raichur District,Pin584 128 located in Sindhanur, Raichur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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