IFSC Code of Karnataka Gramin Bank, Hattigudur, Yadgir, Karnataka- PKGB0011144

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Gramin Bank for its Hattigudur branch in Shahapur, Yadgir, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Gramin Bank located in Shahapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0011144. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Hattigudur, Shahapur

Here are some of the key details that come with the IFSC Code PKGB0011144 of Karnataka Gramin Bank for its branch located in Shahapur, within the district of Yadgir in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Shahapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0011144 for the Hattigudur branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Hattigudur, Shahapur, Karnataka, is provided a unique IFSC like PKGB0011144 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Karnataka Gramin Bank branch in Shahapur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Shahapur and Yadgir.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Hattigudur do not get misguided to another person.

Format of the IFSC Code PKGB0011144

This is the format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Karnataka Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hattigudur in Shahapur.

For example, the IFSC Code PKGB0011144 of Karnataka Gramin Bank for the Hattigudur branch includes these elements, identifying the bank and the branch location in Shahapur and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0011144 of Karnataka Gramin Bank for its Hattigudur branch located in Shahapur, the following methods can help:

Cheque Book

The cheque books that are issued by Karnataka Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Shahapur and Yadgir, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and find the branch locator section. Search for Hattigudur or Shahapur to get the exact IFSC Code PKGB0011144.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Karnataka Gramin Bank and Shahapur that will provide accurate information.

How to Use IFSC Code PKGB0011144 for Online Transfers?

Once you have the IFSC Code PKGB0011144 for the Hattigudur branch of Karnataka Gramin Bank in Shahapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0011144. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0011144.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Hattigudur in Shahapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Gramin Bank in Hattigudur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Karnataka Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shahapur manage online transfers as well as cheque clearances with ease.