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IFSC Code of Karnataka Gramin Bank, Brahmadevarahalli, Mandya, Karnataka — PKGB0012313

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Gramin Bank for its Brahmadevarahalli branch in Nagamangala, Mandya, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Gramin Bank situated in Nagamangala or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code PKGB0012313. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Brahmadevarahalli, Nagamangala

The table below shows the main details of the IFSC Code PKGB0012313 for the Karnataka Gramin Bank branch in Nagamangala, which falls under the Mandya district in Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0012313
Branch Brahmadevarahalli
City Nagamangala
District Mandya
State Karnataka
Address Nagamangala Nagamangala Taluk Mandya District

These details helps users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Nagamangala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012313 for the Brahmadevarahalli branch of Karnataka Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Brahmadevarahalli, Nagamangala, Karnataka, is provided a unique IFSC like PKGB0012313 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Gramin Bank branch in Nagamangala.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Nagamangala and Mandya.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Brahmadevarahalli do not get misguided to another person.

Format of the IFSC Code PKGB0012313

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Brahmadevarahalli in Nagamangala.

For example, the IFSC Code PKGB0012313 of Karnataka Gramin Bank for the Brahmadevarahalli branch has these elements, identifying the bank and the branch location in Nagamangala and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are looking for the IFSC Code PKGB0012313 of Karnataka Gramin Bank for its Brahmadevarahalli branch located in Nagamangala, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Gramin Bank branches in Nagamangala and Mandya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Gramin Bank and look for the branch locator section, then search for Brahmadevarahalli or Nagamangala to get the exact IFSC Code PKGB0012313.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Gramin Bank and Nagamangala, then it will provide you proper information.

How to Use IFSC Code PKGB0012313 for Online Transfers?

If you have the IFSC Code PKGB0012313 for the Brahmadevarahalli branch of Karnataka Gramin Bank in Nagamangala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0012313. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012313.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Brahmadevarahalli in Nagamangala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Brahmadevarahalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nagamangala manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Brahmadevarahalli, Nagamangala?

The IFSC Code is PKGB0012313.

Is the IFSC Code PKGB0012313 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Brahmadevarahalli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Brahmadevarahalli branch?

The address of the branch is Nagamangala Nagamangala Taluk Mandya District located in Nagamangala, Mandya, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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