Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karnataka Gramin Bank for its Akkiramapura branch in Koratagere, Tumkur, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Karnataka Gramin Bank located in Koratagere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012165. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Gramin Bank, Akkiramapura, Koratagere
Below in the table are the key details related to IFSC Code PKGB0012165 of Karnataka Gramin Bank for its branch located in Koratagere, within the district of Tumkur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Gramin Bank |
| IFSC Code | PKGB0012165 |
| Branch | Akkiramapura |
| City | Koratagere |
| District | Tumkur |
| State | Karnataka |
| Address | Via Holavanahally Akkirampura Koratagere Taluk Tumkur District |
These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Koratagere for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012165 for the Akkiramapura branch of Karnataka Gramin Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Akkiramapura, Koratagere, Karnataka, are allotted a unique IFSC like PKGB0012165 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koratagere.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koratagere and Tumkur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Gramin Bank in Akkiramapura reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code PKGB0012165
The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akkiramapura in Koratagere.
For example, the IFSC Code PKGB0012165 of Karnataka Gramin Bank for the Akkiramapura branch includes these elements, identifying the bank and the branch location in Koratagere and Karnataka accurately.
How to Find IFSC Code for Karnataka Gramin Bank?
To find the IFSC Code PKGB0012165 of Karnataka Gramin Bank for its Akkiramapura branch located in Koratagere, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Gramin Bank branches in Koratagere and Tumkur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Akkiramapura or Koratagere to find the exact IFSC Code PKGB0012165.
Mobile Banking App
If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Koratagere will provide accurate information.
How to Use IFSC Code PKGB0012165 for Online Transfers?
Once you have the IFSC Code PKGB0012165 for the Akkiramapura branch of Karnataka Gramin Bank in Koratagere, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PKGB0012165. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012165.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Akkiramapura in Koratagere may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Gramin Bank in Akkiramapura, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Karnataka Gramin Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koratagere manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Akkiramapura Koratagere branch is PKGB0012165.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Via Holavanahally Akkirampura Koratagere Taluk Tumkur District.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.