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IFSC Code of Karnataka Gramin Bank, Halagera, Koppal, Karnataka — PKGB0010619

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Gramin Bank for its Halagera branch in Koppal, Koppal, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Gramin Bank situated in Koppal or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code PKGB0010619. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Halagera, Koppal

Here are some of the key details that come with the IFSC Code PKGB0010619 of Karnataka Gramin Bank for its branch located in Koppal, within the district of Koppal in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010619
Branch Halagera
City Koppal
District Koppal
State Karnataka
Address The Manager,Pragathi Krishna Gramin Bank,Halagera Branch, Koppal Taluk &District,Pin - 583 231

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Koppal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010619 for the Halagera branch of Karnataka Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Halagera, Koppal, Karnataka, are allotted a unique IFSC like PKGB0010619 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koppal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Koppal and Koppal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Gramin Bank in Halagera reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code PKGB0010619

The format of the IFSC Code for banks, including Karnataka Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Halagera in Koppal.

For example, the IFSC Code PKGB0010619 of Karnataka Gramin Bank for the Halagera branch includes these elements, identifying the bank and the branch location in Koppal and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are looking for the IFSC Code PKGB0010619 of Karnataka Gramin Bank for its Halagera branch located in Koppal, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Gramin Bank branches in Koppal and Koppal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Gramin Bank and look for the branch locator section, then search for Halagera or Koppal to get the exact IFSC Code PKGB0010619.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Gramin Bank and Koppal, then it will provide you proper information.

How to Use IFSC Code PKGB0010619 for Online Transfers?

If you have the IFSC Code PKGB0010619 for the Halagera branch of Karnataka Gramin Bank in Koppal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010619. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010619.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Halagera in Koppal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Halagera, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Koppal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Halagera, Koppal?

The IFSC Code is PKGB0010619.

Is the IFSC Code PKGB0010619 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Halagera?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Halagera branch?

The address of the branch is The Manager,Pragathi Krishna Gramin Bank,Halagera Branch, Koppal Taluk &District,Pin - 583 231 located in Koppal, Koppal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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