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IFSC Code of Karnataka Gramin Bank, Talamadagi, Bidar, Karnataka — PKGB0011056

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Karnataka Gramin Bank for its Talamadagi branch in Humnabad, Bidar, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Karnataka Gramin Bank located in Humnabad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0011056. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Talamadagi, Humnabad

The table below shows the main details of the IFSC Code PKGB0011056 for the Karnataka Gramin Bank branch in Humnabad, which falls under the Bidar district in Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0011056
Branch Talamadagi
City Humnabad
District Bidar
State Karnataka
Address Tq.Humnabad Dist.Bidar

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Humnabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0011056 for the Talamadagi branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Talamadagi, Humnabad, Karnataka, is provided a unique IFSC like PKGB0011056 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Gramin Bank branch in Humnabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Humnabad and Bidar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Talamadagi do not get misguided to another person.

Format of the IFSC Code PKGB0011056

The format of the IFSC Code for banks, including Karnataka Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Talamadagi in Humnabad.

For example, the IFSC Code PKGB0011056 of Karnataka Gramin Bank for the Talamadagi branch includes these elements, identifying the bank and the branch location in Humnabad and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are looking for the IFSC Code PKGB0011056 of Karnataka Gramin Bank for its Talamadagi branch located in Humnabad, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Gramin Bank branches in Humnabad and Bidar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Gramin Bank and look for the branch locator section, then search for Talamadagi or Humnabad to get the exact IFSC Code PKGB0011056.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Gramin Bank and Humnabad, then it will provide you proper information.

How to Use IFSC Code PKGB0011056 for Online Transfers?

Once you have the IFSC Code PKGB0011056 for the Talamadagi branch of Karnataka Gramin Bank in Humnabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0011056. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0011056.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Talamadagi in Humnabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Talamadagi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Humnabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Talamadagi, Humnabad?

The IFSC Code is PKGB0011056.

Is the IFSC Code PKGB0011056 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Talamadagi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Talamadagi branch?

The address of the branch is Tq.Humnabad Dist.Bidar located in Humnabad, Bidar, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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