The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Hariyabbe branch in Hiriyur, Chitradurga, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in Hiriyur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010632. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karnataka Gramin Bank, Hariyabbe, Hiriyur
The table below shows the main details of the IFSC Code PKGB0010632 for the Karnataka Gramin Bank branch in Hiriyur, which falls under the Chitradurga district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Gramin Bank |
| IFSC Code | PKGB0010632 |
| Branch | Hariyabbe |
| City | Hiriyur |
| District | Chitradurga |
| State | Karnataka |
| Address | The Manager,Pragathi Krishna Gramin Bank,Hariyabbe Branch,Hiriyur Taluk,Chitradurga District,Pin -577 546 |
These details helps users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Hiriyur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010632 for the Hariyabbe branch of Karnataka Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Hariyabbe, Hiriyur, Karnataka, are allotted a unique IFSC like PKGB0010632 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hiriyur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hiriyur and Chitradurga.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Gramin Bank in Hariyabbe reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code PKGB0010632
The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hariyabbe in Hiriyur.
For example, the IFSC Code PKGB0010632 of Karnataka Gramin Bank for the Hariyabbe branch has these elements, identifying the bank and the branch location in Hiriyur and Karnataka correctly.
How to Find IFSC Code for Karnataka Gramin Bank?
To find the IFSC Code PKGB0010632 of Karnataka Gramin Bank for its Hariyabbe branch located in Hiriyur, the following methods can help you out:
Cheque Book
The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Karnataka Gramin Bank branches in Hiriyur and Chitradurga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Hariyabbe or Hiriyur to find the exact IFSC Code PKGB0010632.
Mobile Banking App
If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Hiriyur will provide accurate information.
How to Use IFSC Code PKGB0010632 for Online Transfers?
Once you have the IFSC Code PKGB0010632 for the Hariyabbe branch of Karnataka Gramin Bank in Hiriyur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PKGB0010632. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010632.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Hariyabbe in Hiriyur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Hariyabbe, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hiriyur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hariyabbe Hiriyur branch is PKGB0010632.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at The Manager,Pragathi Krishna Gramin Bank,Hariyabbe Branch,Hiriyur Taluk,Chitradurga District,Pin -577 546.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.