Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Gramin Bank for its Thondebhavi branch in Gowribidanur, Chikkaballapura, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Gramin Bank located in Gowribidanur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010871. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Gramin Bank, Thondebhavi, Gowribidanur
The table below shows the main details of the IFSC Code PKGB0010871 for the Karnataka Gramin Bank branch in Gowribidanur, which falls under the Chikkaballapura district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Gramin Bank |
| IFSC Code | PKGB0010871 |
| Branch | Thondebhavi |
| City | Gowribidanur |
| District | Chikkaballapura |
| State | Karnataka |
| Address | The Manager, Pragathi Krishna Gramin Bank, Thondebhavi Branch, Gowribidanur Taluk, Chikkaballapura District, Pin - 561 213 |
These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Gowribidanur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010871 for the Thondebhavi branch of Karnataka Gramin Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Thondebhavi, Gowribidanur, Karnataka, are allotted a unique IFSC like PKGB0010871 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gowribidanur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gowribidanur and Chikkaballapura.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Karnataka Gramin Bank in Thondebhavi reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code PKGB0010871
The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thondebhavi in Gowribidanur.
For example, the IFSC Code PKGB0010871 of Karnataka Gramin Bank for the Thondebhavi branch has these elements, identifying the bank and the branch location in Gowribidanur and Karnataka correctly.
How to Find IFSC Code for Karnataka Gramin Bank?
If you are trying to find the IFSC Code PKGB0010871 of Karnataka Gramin Bank for its Thondebhavi branch located in Gowribidanur, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karnataka Gramin Bank branches in Gowribidanur and Chikkaballapura, print them on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Gramin Bank and navigate to the branch locator section. Search for Thondebhavi or Gowribidanur to get the exact IFSC Code PKGB0010871.
Mobile Banking App
If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Gramin Bank and Gowribidanur, you'll get the correct details.
How to Use IFSC Code PKGB0010871 for Online Transfers?
Once you have the IFSC Code PKGB0010871 for the Thondebhavi branch of Karnataka Gramin Bank in Gowribidanur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PKGB0010871. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010871.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Karnataka Gramin Bank Thondebhavi in Gowribidanur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Thondebhavi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Gramin Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gowribidanur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PKGB0010871.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Manager, Pragathi Krishna Gramin Bank, Thondebhavi Branch, Gowribidanur Taluk, Chikkaballapura District, Pin - 561 213 located in Gowribidanur, Chikkaballapura, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.