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IFSC Code of Karnataka Gramin Bank, Maralanahalli, Koppal, Karnataka — PKGB0010736

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Gramin Bank for its Maralanahalli branch in Gangavathi, Koppal, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Gramin Bank located in Gangavathi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010736. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Maralanahalli, Gangavathi

Below in the table are the key details related to IFSC Code PKGB0010736 of Karnataka Gramin Bank for its branch located in Gangavathi, within the district of Koppal in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010736
Branch Maralanahalli
City Gangavathi
District Koppal
State Karnataka
Address The Manager, Pragathi Krishna Gramin Bank, Salunchimara,Marlanahalli Branch,Gangavathi Taluk,Koppal District -583 229

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Gangavathi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010736 for the Maralanahalli branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Maralanahalli, Gangavathi, Karnataka, is provided with a unique IFSC like PKGB0010736 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Karnataka Gramin Bank branch in Gangavathi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gangavathi and Koppal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Maralanahalli do not get mixed with another location.

Format of the IFSC Code PKGB0010736

This is the format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Maralanahalli in Gangavathi.

For example, the IFSC Code PKGB0010736 of Karnataka Gramin Bank for the Maralanahalli branch includes these elements, identifying the bank and the branch location in Gangavathi and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

To find the IFSC Code PKGB0010736 of Karnataka Gramin Bank for its Maralanahalli branch located in Gangavathi, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Gangavathi and Koppal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Maralanahalli or Gangavathi to find the exact IFSC Code PKGB0010736.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Gangavathi will provide accurate information.

How to Use IFSC Code PKGB0010736 for Online Transfers?

Once you have the IFSC Code PKGB0010736 for the Maralanahalli branch of Karnataka Gramin Bank in Gangavathi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010736. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010736.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Maralanahalli in Gangavathi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Gramin Bank in Maralanahalli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gangavathi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Maralanahalli, Gangavathi?

The IFSC Code is PKGB0010736.

Is the IFSC Code PKGB0010736 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Maralanahalli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Maralanahalli branch?

The address of the branch is The Manager, Pragathi Krishna Gramin Bank, Salunchimara,Marlanahalli Branch,Gangavathi Taluk,Koppal District -583 229 located in Gangavathi, Koppal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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